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If you’re wondering why your insurance premium has gone up – it could have a lot to do with you and your claims record; it could be the fact that the Government (be it red or blue) keep increasing the … Continue reading →

The first question that needs answering is ‘What IS an unoccupied property’? And, like most things in the wonderful world of insurance it’s not a straightforward answer. Strictly speaking, a (residential) property is unoccupied/vacant as soon as it’s not being … Continue reading →

For starters it’s a really stupid name. It sounds like something from a 1960’s movie – ‘Attack of the Killer Corndog’s’ or ‘The Aardvark Cyber Incident’ but it’s a name, a title, something for the marketing people to TELL YOU … Continue reading →

As a ‘wet behind the ears’, trainee, fresh faced and innocent young insurance broker 30+ years ago, I was always told to repeat the mantra ‘Assets, Earnings & Liabilities’. That’s what all businesses needed to insure, irrespective of their size … Continue reading →

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