Employee Benefit Insurance Polices
Prizm Specialists: Peter, Matt & Iain
Peter, Matt or Iain will guide you through the
This insurance pays out a set amount if someone falls ill or is injured in an accident. A company can buy it for the benefit of all of their employees or specific key individuals. The pay-out can be a lump sum or a weekly amount.
A totally bespoke policy providing cover for Medical Expenses, Cancellation & Curtailment, Baggage, Money, Kidnap & Ransom and designed to cater for any type of organisation whose staff including sub-contractors undertake business travel trips anywhere in the world including conflict zones. The policy can be extended to cover individuals for non-business trips and cover is often available without any medical exclusions – other than where an individual is travelling against medical advice.
Stress, mental illness and musculoskeletal disorders are the biggest causes of long-term UK sickness absence yet treatments for these conditions are frequently regarded as low priority by the NHS and patients can have to wait for several weeks to receive treatment. This is a specialist policy created to provide early access to treatment for these conditions, to assist in returning employees back to work quickly and safely.