Motor Insurance Tamworth

Employee benefits tamworth

Motor Insurance

MotorInsuranceTeam
Prizm Specialists: Peter, Matt, Iain & Dan

Our Packages

Peter, Matt, Iain & Dan will guide you through the Motor Insurance policies that Prizm have to offer. They all have a wealth of experience in this very specialised area. Give them a call or drop them an email for more info or request a quote.

Commercial Vehicle
This insurance provides the compulsory cover needed for company cars and vans. It covers your legal liability to third parties; damage to or theft of your vehicles while they’re being used for business; social domestic and pleasure use, where requested; and, to a limited degree, cover for personal possessions in the vehicle.
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Fleet Rated Commercial Motor
Designed to cover businesses with greater than 2 (but ideally greater than 4) vehicles irrespective of whether they are Cars, Vans, Lorries or Special Types on a single policy with one common renewal date. Driving can be permitted by any person over a certain age or restricted to named drivers. Young drivers and drivers with accidents and convictions can be included. Leased or hired vehicles can be covered although we cannot cover employees own cars unless they are owned by a director of the business. Breakdown and Uninsured Loss cover can be included.
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Motor Trade
From car dealers to MOT testing stations to motor body repairers and windscreen fitters to mobile mechanics you need to talk to us about your motor trade insurance. Let us advise you on what level of cover you need and we promise to give you honest, independent advice.
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Special Types
A specialist policy designed to cover the more unusual types of mechanically propelled motor vehicles irrespective of whether or not they are licensed for road use. Examples include Fork Lift Trucks, Tractors, Combine Harvesters, Cranes, Tar Sprayers, Contractors Plant including Excavators.
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Truck
A specialist policy designed to cover up to four vehicles between 7.5 & 44 tonnes GVW.  Cover can be provided for Own Goods or Hire & Reward purposes and can be extended to include Breakdown within the UK.
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GAP
What would happen if your car or van were to be stolen or written off? Would the total cost to replace the vehicle be forthcoming from your insurer? Maybe not depending upon a variety of factors. GAP insurance is not as expensive as it once was, and it bridges the gap between what your motor insurance will give you and the true cost of replacing your vehicle.

Van Insurance
We free you from the hassle of finding your own Van Insurance, and we make sure you get the right policy for you, that covers what you do and what your van will be used for. It is very easy to make a mistake when you arrange your own insurance on-line, so don’t take the risk and talk to us for advice and a quote. Any Driver policies are very expensive, but talk to one of our insurance experts and we will find the best value insurance or suggest alternatives that you may not have thought about.
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Motor Fleet Insurance
Talk to us about motor fleet insurance. We can arrange insurance for multiple types of vehicle under one policy, with one renewal date and one monthly direct debit payment. So that’s one admin headache sorted for you! For expert advice and competitive quotation talk to us about your motor fleet insurance.
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