Motor Insurance Tamworth

Employee benefits tamworth

Motor Insurance

Prizm Specialists: Peter, Matt, Iain & Dan

Our Packages

Peter, Matt, Iain & Dan will guide you through the Motor Insurance policies that Prizm have to offer. They all have a wealth of experience in this very specialised area. Give them a call or drop them an email for more info or request a quote.

Commercial Vehicle
This insurance provides the compulsory cover needed for company cars and vans. It covers your legal liability to third parties; damage to or theft of your vehicles while they’re being used for business; social domestic and pleasure use, where requested; and, to a limited degree, cover for personal possessions in the vehicle.
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Fleet Rated Commercial Motor
Designed to cover businesses with greater than 2 (but ideally greater than 4) vehicles irrespective of whether they are Cars, Vans, Lorries or Special Types on a single policy with one common renewal date. Driving can be permitted by any person over a certain age or restricted to named drivers. Young drivers and drivers with accidents and convictions can be included. Leased or hired vehicles can be covered although we cannot cover employees own cars unless they are owned by a director of the business. Breakdown and Uninsured Loss cover can be included.
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Motor Trade
From car dealers to MOT testing stations to motor body repairers and windscreen fitters to mobile mechanics you need to talk to us about your motor trade insurance. Let us advise you on what level of cover you need and we promise to give you honest, independent advice.
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Special Types
A specialist policy designed to cover the more unusual types of mechanically propelled motor vehicles irrespective of whether or not they are licensed for road use. Examples include Fork Lift Trucks, Tractors, Combine Harvesters, Cranes, Tar Sprayers, Contractors Plant including Excavators.
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A specialist policy designed to cover up to four vehicles between 7.5 & 44 tonnes GVW.  Cover can be provided for Own Goods or Hire & Reward purposes and can be extended to include Breakdown within the UK.
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Most motor insurers will only settle a total loss claim up to a maximum of the market value of the vehicle. In some cases, this may be significantly lower than the settlement figure you have to pay the lease company. Gap cover bridges the gap between the two amounts.
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Motor Breakdown
Local, national & home-start cover available in isolation for a single vehicle or for fleets of vehicles.
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Motor Fleet Insurance
Talk to us about motor fleet insurance. We can arrange insurance for multiple types of vehicle under one policy, with one renewal date and one monthly direct debit payment. So that’s one admin headache sorted for you! For expert advice and competitive quotation talk to us about your motor fleet insurance.
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