Commercial Combined
a package insurance policy designed for SME businesses which can include many different types of insurance such as employers liability, public & products liability, property, money, loss of profits, inspection, personal accident, goods in transit & computers.
Contractors Combined
a package insurance policy designed for SME businesses in the Construction sector which can include many different types of insurance such as employers liability, public liability, contract works, property, money, loss of profits & legal expenses.
Farm Combined
a package insurance policy designed for SME businesses in the Agricultural sector which can include many different types of insurance such as livestock, employers liability, public liability, property, goods in transit, money, loss of profits, personal accident & growing crops.
Motor Trade / Garage Combined
Motor Trade / Garage Combined -
a package insurance policy designed for Motor Traders which can include many different types of insurance such as road risks, employers liability, public liability & defective workmanship, property, money, loss of profits, personal accident & inspection.
Property Owners Combined
a package insurance policy designed for owners of rented out / investment properties which can include many different types of insurance such as property, employers liability, public (property owners) liability, legal expenses & breakdown.
All Risks
Insurance cover to protect specified items in Great Britain and elsewhere.
Business Interruption / Loss of Profits
Insurance of (financial) losses arising from interruption of the business by an unforeseen & insured event, or put another way, it pays the gross profits you would have continued to earn if the business hadn't suffered the disaster or catastrophe which stopped it trading. Most businesses without this cover never recover after a serious fire or flood.
Contract Works
Insurance for contractors covering materials and equipment on site.
Exhibition
Annual or One Off insurance for exhibitions & exhibitors which can cover loss or damage to property and liability insurance.
Livestock
Insurance against the death of livestock, can be extended to include specified diseases e.g. foot & mouth disease.
Glass
Insurance of special glazing e.g. plate glass, stained glass etc
Hailstorm / Growing Crops
Insurance against loss or damage to growing crops which can include damage by adverse/freak weather conditions including hailstorm
Loss of Licence
Insurance against the financial consequences of losing liquor or entertainment licence.
Money
Insurance in respect of loss of cash & other negotiable (and non-negotiable) securities.
Property Damage
Insurance of business property e.g. buildings, machinery, stock, work in progress, office equipment, tools & dies etc
Terrorism
Insurance against damage caused by terrorist acts.
