Tattoo Shop Insurance and Body Piercing Insurance

Traditionally speaking, tattoo artists and body piercers have found it difficult to get tattoo shop insurance and body piercing insurance – that is until now.

As the leading insurance broker in Tamworth (operating throughout the surrounding Lichfield and West Midlands area), we are working with one of the leading A rated insurance companies to offer this type of cover. Our goal is to support the skilled and well established owners / managers who are looking for tattoo studio insurance or insurance for body piercing.

tattoo shop insurance


Although this type of insurance has been really difficult to arrange in the past, this is now no longer the case. Prizm Solutions can provide bespoke insurance cover for any tattoo shop or body piercer operating in Staffordshire or anywhere in the United Kingdom.


Why choose us for Tattoo and Body Piercing Insurance?

As an expert broker, we are able to offer optimal insurance solutions for tattoo shops and body piercing studios. We don’t just give out advice. To make it easier for our clients, we offer insurance packages that cover everything you need.  These insurance packages are ideal for body piercers and tattoo artistics who work from shop premises.

At Prizm Solutions, we only work with the best insurers! Our body piercing insurance and tattoo shop insurance is arranged with a top ‘A’ rated insurance company who even offer interest free monthly installments, starting from under £20 per month!

We also aim to provide a quote the same working day, so please contact our team of insurance professionals and they will help you to arrange the right cover for you, both efficiently and quickly.

Be aware: Not every body piercer or tattoo artist can obtain this policy. We’re only after the good and decent ones! The policy we’ve got is designed for those studios with a hygiene rating of 3 or 4. We can accommodate studios with a level 2 rating, but, we’ll ask more questions and the premium may be higher.  If you’re only a level 1 – we’re really sorry but this isn’t the policy for you.


What type of cover do I need?

A tattoo shop and body piercing insurance package will typically comprise of the following:

  • Employers Liability Insurance – This is one of the few compulsory insurances that businesses operating in the UK must have, even if your staff are casual and deal with cash in hand.  You simply don’t have a choice – you must have this insurance if you employ someone, but the benefit is that if one of them gets hurt and sues you (and yes, it does happen, trust us!) the claim will be covered, provided you have the correct insurance.
  • Public Liability Insurance – This is not compulsory but it’s really important to make sure you have protection when providing services from your tattoo shop or body piercing studio. It’s vital to protect yourself against anyone that is not an employee who claims against you in the event of bodily injury.
  • Shop Contents Insurance – We can also cover your shop buildings, provided they are yours – this includes the shop front and/or tenants improvements.  Tenant’s improvements are whatever has been spent inside the shop on the fabric of the building, plus the stock and the fixtures and fittings. The kinds of risks included in the insurance policy are things such as fire, storm, flood, theft, vandalism, as well as less common risks such as earthquakes, aircraft damage or lightning.

We would also recommend that you include Business Interruption (also known as Loss of Profits) in your insurance package. In the event that something happens causing damage to your property, you can also cover yourself against the profits you have lost through no fault of yours because you couldn’t trade. This can also cover you losing profits if the electricity cable gets damaged by utilities or roadworks, or if the tourist attraction next to you has a serious incident or someone gets killed in your doorway overnight – again trust us, it happens!

Money – this is effectively the theft of cash (within reason). If you leave £100,000 in cash in your car, don’t expect any sympathy from the insurance company. This can also cover assault, which means this insurance pays a small benefit if someone gets injured during a robbery.

Glass – this insurance is really useful.  It covers the cost of boarding up and replacing broken windows. It can also cover your signage and sanitary fittings against damage.

If you are a body piercer, tattoo artist or proprietor you will be in safe hands when you talk to us.  We know what we’re talking about as we’ve over 100 years’ experience doing this sort of thing. Over half our team have been inked – and most of us want more, so we understand first-hand what you do and how you do it!

How much does Tattoo Insurance Cost?

Our friendly, professional team will help you secure the right level of cover for your tattoo business at the right price. You can be assured of our expert advice specific to your business sector. We take the time to understand your individual requirements, making all of the necessary insurance arrangements to ensure you’re fully sorted. Contact us today for a free quote!

We’re happy to give you a call back, fill in the form below and we will be in touch a.s.a.p!