Unfortunately not. Your van insurers are not interested in your tools, only the vehicle itself. That’s the beauty of cargo (goods in transit) insurance, as they would be covered under this type of policy, including overnight. Please take sensible precautions though, as tool theft from vans is increasing, so it’s worth doing everything you can to make it difficult for the thieves to steal your property.

No. This type of insurance only covers the goods in transit, not the vehicle (whether it’s a ship, lorry, van, car or plane) they are being carried in.

Should you need to make a claim, make Prizm Solutions your first port of call. As your broker, we are here to help. If your call is out of hours, all insurers operate 24/7 claims lines, and we’ll inform you of these when you take out the policy.

Yes. (At the time of creating this website) the obvious ones are countries with a UN embargo in force like Russia or North Korea, but several African countries also insist that goods going to and from their country have to be insured within their country NOT overseas. The list is constantly changing, so please just ask us for the most up-to-date information.

At Prizm, we primarily deal with Aviva, Zurich, Travelers, Lloyds Underwriters, AXA, NMU and Provego, although the companies offering this insurance may change as the market changes.