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01827 313 931
What is Terrorism Insurance?
At its simplest, terrorism insurance is a specialist insurance policy specifically designed to cover your property against the risk of terrorism attack, which since the Baltic Exchange bombing of 1992 has not been covered automatically under any business insurance policy in the UK.
What does a Terrorism insurance policy actually cover?
Everything your normal property insurance policy covers (your Building, Contents, Stock, Business Interruption) except, rather than covering you against fire or flood, it covers you against Terrorism damage only.
How much does Terrorism insurance cost?
It is not as expensive as most people suspect.
We have (rural) clients paying less than £50 per annum to cover their property against Terrorism damage, although in inner city areas the premiums can be significant. It depends on your postcode and the sum to be insured. It also depends on if you are in the vicinity of a high risk property (such as a famous landmark building, for example).
Have a question?
Our team is
here to help!
One of our team will talk to you about your current circumstances in order to advise the best way forward. If you’d prefer to visit us at our offices in Tamworth, feel free to pop in! Just check our office hours on Google to make sure we’re open.
The truth is, if a terrorist blows a plane up and it crashes on your factory, farm, office or shop then unfortunately no other insurance policy will cover you.
Your normal home insurance policy often covers you automatically against terrorism damage, unless you live in a block of flats - but always check with your home insurer. We can help if they can’t.
At Prizm, we primarily deal with Pen and NMU although in certain cases Aviva, AXA, Royal Sun Alliance, NIG, Zurich, Arch, QBE, Victor, Travelers, Chubb, Covea, Ecclesiastical, Ansvar and Lloyds underwriters can assist, although the companies offering this insurance may change as the market changes.
If you need to make a claim on your insurance, you need to call your insurance broker or insurance company straight away.
If you have a policy with Prizm Solutions, then you simply call us.
As your broker, we are here to help – and we will provide you with all the contact numbers you need to deal with a claim when you take out the policy.
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Prizm Solutions Limited
First Floor
The White House
16/20 Church Street
Tamworth
B79 7DH
Prizm Solutions Ltd are authorised and regulated by the Financial Conduct Authority.
Prizm Solutions Ltd are registered in England and Wales, Registration Number: 05936749, Registered Address: First Floor, The White House, 16/20 Church Street, Tamworth, B79 7DH.
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Fill in our enquiry form or pick up the phone and speak to one of our friendly, helpful team.
We’re here to assist you to put plans in place, to help provide you with some protection from those unexpected curveballs that can be a normal aspect of everyday life!
So, let us help you find the right cover for you.
01827 313 931
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