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If your business relies on vehicles for daily operations, having the right insurance is essential. 

Whether you own a single company car, a van or an entire fleet, business vehicle insurance helps protect your assets, employees and finances in case of an accident or unexpected event.

Why Business Vehicle Insurance is Important
At Prizm Solutions, we always take the time to talk to you about your bespoke circumstances, so we can find exactly the right policy for your situation. 

The most common mistake we see is a company employee insuring a firm's vehicles in his/her own personal name to save money - but this can be extremely counter-productive as insurance law says you cannot insure something which doesn’t belong to you. 

It’s pretty much the golden rule of insurance. Otherwise, for example, I could insure your house, burn it down, then pocket the money without actually having suffered a loss. 

So, what happens is that, in the event of a claim, the insurer realises you don’t own the vehicle then they cancel the policy and leave you personally to deal with the claim…

Choosing the Right Policy
When finding you the best policy, we consider the number of vehicles, the types of drivers, the values of the loads being carried and any specific risks associated with your business. Working with an insurance provider that specialises in commercial vehicle policies, like Prizm, can help ensure you get the right coverage at a competitive rate.

We deal with a range of motor related insurances, including Commercial Vehicle Insurance, GAP insurance and Motor Fleet Insurance.

So, don’t leave it to chance. Give Prizm Solutions a call today to check your policy, so you have peace of mind knowing you have the right cover in place whilst your business is on the move.